The sing-song melody is based on The Beatles song "Ob-La-Di, Ob-La-Da," with some elements of Simon & Garfunkel's "Cecilia." Despite the playful, upbeat Ska sound, the lyrics are dark and angry, implying an underlying sarcasm and resentment.
The lyrics tell the story of two people - a guy and a girl - who both drive their partners crazy by mooching off them and being lazy. They spend money, but refuse to get a job and pay for anything.
The Americana album examines the unpleasant side of life in America, and this song fits the concept by examining how so many people get by in the country without being productive and contributing to society.
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